S
SOVEREO
INTELLIGENCE RESEARCH
Retire on a fixed income · 2026
Where $2,000 a month retires best
The average US Social Security check goes a lot further abroad. These fifteen popular destinations score highest once cost of living is weighed against safety, healthcare, and how well each country welcomes retirees. Bars are colored by region.
AsiaAfricaEuropeAmericas
Sovereo fixed-income fit
Score
1
MalaysiaAsia
92
2
ThailandAsia
91
3
MauritiusAfrica
89
4
MoroccoAfrica
87
5
TurkeyAsia
86
6
PortugalEurope
85
7
MontenegroEurope
84
8
GeorgiaAsia
84
9
GreeceEurope
83
10
PhilippinesAsia
82
11
CroatiaEurope
81
12
PanamaCentral America
81
13
IndonesiaAsia
81
14
SpainEurope
80
15
VietnamAsia
79
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Affordable standouts held back by a blunt national safety average: Colombia, Mexico, and Ecuador. Safety is intensely local, a single country score cannot see the neighborhood, which is exactly what the diagnostic and the country report read.
Source: The Sovereo Index 2026, built from public datasets (UNDP, World Bank, WHO, Yale EPI, Numbeo cost data, Gallup). Fixed-income fit is a Sovereo composite of cost, safety, health and retiree welcome. Average US Social Security benefit per SSA, 2025. Educational research, not financial or immigration advice.
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